Checklist · New York State

Seller disclosures in New York: checklist

What a New York seller hands a buyer before contract: the Property Condition Disclosure Statement, the federal lead disclosure for older homes, and the records buyers ask for.

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Seller disclosures and documents: New York

Property
Type of home

Disclosures to give before the buyer signs

Property Condition Disclosure Statement (form DOS-1614-f)One- to four-family houses only. Completed and signed, delivered before the buyer signs a binding contract.
Lead-based paint disclosure and EPA pamphletHomes built before 1978, with any lead reports you have and a 10-day inspection window.

Records buyers and their lawyers usually ask for

Your deedIn New York City you can find it in ACRIS.
Recent property tax bills
Mortgage payoff statementFrom your lender, close to closing.
A year of utility costs
Permits and certificates for work doneIncluding any certificate of occupancy changes.
Open building violations, and proof of any that were fixedIn New York City, check the building’s record on Roofy.
Co-op or condo documentsBuilding financials, house rules and the board package requirements.
Survey and any title documents you have

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Disclose early and in writing

New York sellers of one- to four-family houses must hand the buyer a completed Property Condition Disclosure Statement before the buyer signs a binding contract. If the home was built before 1978, the federal lead disclosure applies too, whether you sell a house, a condo or a co-op. Having both ready when you list avoids a last-minute scramble and gives buyers confidence.

Records that speed up the sale

Buyers' lawyers ask for the same things again and again: the deed, tax bills, permits for past work, open violations and, for co-ops and condos, the building's financials and rules. Gather them now. In New York City, you can look up the building's public record, violations and permits on Roofy's NYC building pages.

Read the full rules in New York property condition disclosure and lead paint disclosure when selling, and record the lead disclosure with the lead paint disclosure template.

Local rules we checked

Rules change and local laws can add more. Follow the source link before you rely on one.

New York: Property Condition Disclosure
Sellers of one- to four-family houses must give the buyer a completed, signed Property Condition Disclosure Statement before the buyer signs a binding contract. Since March 20, 2024 there is no $500 credit instead. Condo units, co-op apartments and vacant land are not covered.
Source
United States: homes built before 1978
Give the buyer the EPA pamphlet, disclose known lead-based paint and hazards with any reports, include the Lead Warning Statement, and allow a 10-day period for a lead inspection. Keep the signed disclosure for three years after the sale.
Source

Fact-checked October 24, 2026

PCDS rules from Roofy’s fact-checked New York disclosure guide (RPL §§ 461–466, DOS-1614-f Rev. 02/25). Lead disclosure re-checked on the EPA page today. Records buyers ask for are common practice.

Sources

Real Property Law § 462 (disclosure statement and form) · New York State Senate (accessed October 12, 2026)
Real Property Law § 461 (definitions) · New York State Senate (accessed October 12, 2026)
Property Condition Disclosure Statement, DOS-1614-f (Rev. 02/25) · NYS Department of State (accessed October 12, 2026)
Real Estate Disclosures about Potential Lead Hazards · US EPA (accessed October 24, 2026)

General information, not legal, tax or financial advice. Rules change; confirm with the agency or a professional before you act.