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What Is an Employment Verification Letter?

What an employment verification letter says, what it should never include, how to ask your employer for one, and how landlords check it, in any country.

7 min read · Updated

An employment verification letter is a short, signed letter from your employer confirming that you work there, in what role and since when. Landlords, letting agents and lenders ask for one to check that you have the job you put on your application.

It is one of the most common documents in a rental application anywhere in the world. Some employers call it a proof of employment letter, an employment confirmation or a salary certificate. The rules about what a landlord may ask for differ by country, but a good letter looks much the same everywhere.

At a glance

Who writes it
Your employer
Usually HR, payroll or your manager, on company letterhead
Who asks for it
Landlords, agents, lenders
As part of an application or a document request
Pay included?
Only if you choose
Pay slips or bank statements can show income instead
How recent
Whatever the requester says
Roofy’s template marks it valid for 30 days; that is a default, not a law

What the letter usually says

A useful letter answers one question: does this person work here, in this role, right now? Keep it to the facts the requester needs.

Typical contents of an employment verification letter
ItemIncluded?Notes
Employer name, address and phoneYesSo the reader knows who issued it
Your full nameYesSpelled as on your ID and application
Job titleYesYour current title
Employment typeYesFull-time, part-time, contract or casual
Start dateYesWhen you joined
Current statusYesActive, on leave, or notice given
PayOptionalAmount, how often and currency, only if you agree
Expected to continueOptionalMany employers prefer not to say
Signer name, title, signature and dateYesA real person who can confirm it
HR contact for questionsYesAn email or phone number at the company

Mortgage lenders in the US often use a standard form instead of a letter. Fannie Mae's Form 1005, the Request for Verification of Employment, is completed by the employer. Some of its fields are optional, including the probability of continued employment and the dates and amounts of pay increases, and the borrower signs it to allow the employer to answer.

What it should never include

An employment letter is not a place for personal details beyond the job. Leave these out, whoever asks and wherever you live:

  • ID numbers such as a Social Security number, national ID number or passport number. The US Federal Trade Commission warns renters that until you've agreed to rent a place, a landlord doesn't need your Social Security number.
  • Health, leave reasons or disability. "On leave" is enough; the reason is private.
  • Immigration or citizenship status, family details and anything about age, religion or ethnicity.
  • Performance reviews or disciplinary history. They have nothing to do with renting a home.

Do you have to include your salary?

No. A landlord needs to know you can pay the rent, but the employer letter is only one way to show it. Many people prefer the letter to confirm the job and to show income with pay slips or bank statements instead. If you send bank statements, Citizens Advice suggests covering your account numbers.

If the landlord compares income with the rent, ask how they count it. Some places protect people whose rent is partly paid by a voucher or benefits. In New York City, lawful source of income is a protected class under the city's Human Rights Law. In England, since 1 May 2026 landlords cannot discriminate against potential tenants who are on benefits or who have children.

How to ask your employer

  1. 1

    Find out exactly what is needed

  2. 2

    Write to HR or payroll

  3. 3

    Say what they may include

  4. 4

    Ask for letterhead, a signature and a contact

  5. 5

    Check it before you send it

  6. 6

    Send it securely

A short email is enough. For example:

Hi, I'm applying to rent a home and the landlord has asked for an employment verification letter. Could you confirm my job title, employment type, start date and that I'm currently employed, on letterhead, signed and dated? Please [include / don't include] my pay. I'd need it by [date]. Thank you.

How landlords check it

A careful landlord confirms the letter with the employer, not with the phone number printed on the letter itself. Look up the company's main number or website and ask HR to confirm the details. Tell the applicant before you contact their employer.

Checking a document is different from accepting it as provided. When a landlord looks at the letter and it meets what they asked for, they have accepted it. When they confirm it with the employer, they have verified it, and they should note how. Our guide on reviewing tenant documents fairly explains both steps.

If you're self-employed, a contractor or starting a new job

  • Self-employed: Citizens Advice notes that landlords in England may ask self-employed renters for trading accounts and an accountant's reference. Elsewhere, ask whether recent tax returns, invoices or bank statements will do the same job.
  • Contract or agency work: ask the agency or the client for a letter with the contract dates and your role.
  • New job: ask whether a signed offer letter with your start date and role will do until your first pay slip arrives.
  • No employer letter at all: offer other proof and ask the landlord which they accept. Some landlords accept a guarantor instead.

Common problems, and how to fix them

Why a letter gets sent back
ProblemWhat to do
The letter is too oldAsk HR for a fresh copy with today’s date. Keep the template so the second one is quick.
Your name differs from your IDAsk for the name as it appears on your ID, or explain the difference (a married name, a second surname) in a note.
No letterhead or signatureAsk for a signed PDF from a company email address, or a letter on letterhead with a named signer.
Pay or details are missingCheck what the landlord asked for. If pay was optional and you left it out, offer pay slips instead.
HR is slow or won’t write lettersAsk whether they confirm employment by phone or email instead, and give the landlord that contact.
The landlord wants more than the jobYou can say no to details the letter doesn’t need, such as ID numbers or health information.

A letter that comes back with a reason is not a rejection of you. A clear reason, such as "outside the date range" or "pages missing," tells you exactly what to upload next.

Where you rent changes the details

What we verified, by place
PlaceWhat to know
United States (mortgages)Lenders following Fannie Mae accept Form 1005 from the employer. The most recent paystub must be dated no earlier than 30 days before the loan application.
EnglandCitizens Advice says you usually give a reference from your employer, to show you have a job and it will continue.
New York CityLawful source of income is protected, so income from a voucher or benefits counts like any other income.
Ghana, Cyprus and elsewhereWe have not verified a fixed national list of documents a landlord may ask for. Ask what is needed, and share only what the purpose requires.

Using Roofy

Our free employment verification letter template has the fields above, makes pay optional and prints a clean, signed copy. On the Roofy dashboard a landlord can request it, and the tenant uploads it to the request. The landlord's review then shows "Accepted" or "Verified" with the reviewer's name. Roofy itself does not verify documents or applicants.

Before you send your letter

Tick off each check. Your progress stays in this browser.

Employment verification letter

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Once the letter is in, the next question is usually whether the rent fits your income. The tenant income ratio calculator shows how landlords compare the two. Before you pay anything to a landlord you haven't met, read how to check a listing anywhere.

Fact-checked October 24, 2026

Fannie Mae Form 1005 optional fields and the 30-day paystub rule checked against B3-3.2-01. England references and bank-statement advice from Citizens Advice (England only). Data minimisation from the ICO, GDPR Art. 5(1)(c) and Ghana Act 843 s.19. The 30-day validity is a Roofy template default, not a legal rule. No country-specific document list for Ghana or Cyprus was verified, so none is given.

Sources

  1. Selling Guide B3-3.2-01, General Income Documentation Requirements · Fannie Mae (accessed October 24, 2026)
  2. Information landlords ask for when you start renting (England) · Citizens Advice (accessed October 24, 2026)
  3. Rental listing scams · US Federal Trade Commission (accessed October 24, 2026)
  4. Principle (c): Data minimisation · Information Commissioner's Office (UK) (accessed October 24, 2026)
  5. Regulation (EU) 2016/679 (GDPR), Article 5, as adopted · legislation.gov.uk (accessed October 24, 2026)
  6. Data Protection Act, 2012 (Act 843) · Data Protection Commission, Ghana (accessed October 24, 2026)
  7. NYC Human Rights Law · NYC Commission on Human Rights (accessed October 24, 2026)
  8. Renters' Rights Act: an overview for landlords · GOV.UK (accessed October 24, 2026)

General information, not legal, tax or financial advice. Rules change; confirm with the agency or a professional before you act.

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